Free Calculator

Home Affordability Calculator

Find out how much home you can afford based on your income, debts, and down payment. Get personalized recommendations with DTI analysis.

Income

Gross Annual Income

Annual Bonus

Monthly Rental Income

Monthly Debts

Auto Loan

Student Loan

Credit Cards (min payment)

Child Support / Alimony

Other Monthly Debts

Total Monthly Debts$1,000

Down Payment & Credit

Down Payment Available

Credit Score Range

Disclaimer: This calculator provides estimates for informational purposes only. Actual loan approval and terms depend on your complete financial picture, current market conditions, and lender requirements. Interest rates are subject to change. Consult with a mortgage professional for personalized advice.

Continue Your Home Buying Journey

Now that you know your budget, use these tools to plan your next steps.

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